Lease or Finance Your Next Vehicle With Us

At Royal Chevrolet, you'll find an inventory of vehicles from top automakers available in our showroom. We offer our customers from Ithaca financing options to help them get their dream vehicle. You may lease or finance at our dealership in Cortland, NY, but they each have their own benefits.


Financing is applying to get a lump sum to buy a vehicle and pay it back in installments with interest. Loan periods are commonly in 12-month increments, ranging from 12 to 84 months, with 24 to 60 months being the most common.

When you finance a vehicle, you will completely own the vehicle without mileage restrictions. You may customize a new vehicle to your liking, since you will own it, and get features you need. When you pay the loan off, you may trade it in for a newer model or sell it in Marathon.


Leasing is paying the dealer monthly to rent the vehicle, which is commonly a one to a five-year term. The payment depends on how many miles you plan to drive in Dryden, your credit score, and your vehicle age.

If you don't make too many trips or work, leasing may benefit you. You don't have the concern about depreciation and you can hand it back to the lender. Leasing allows you to try a newer vehicle every few years, commonly with lower payments compared to financing.


Apply for Financing with Us

You may apply for financing at our dealership or by using our online application page at your convenience. If you don't know whether to lease or finance, use our online tools to compare payments.

Our knowledgeable staff will guide you through the process, connect you with lenders, and answer your questions. We also have a tool that allows you to pre-qualify so you get an idea of the payment.